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8 years ago · by · Comments Off on How Does Comprehensive Insurance on Your Car Work?

How Does Comprehensive Insurance on Your Car Work?

A lot of people want to know “what is comprehensive car insurance?” The word “comprehensive” implies more than this aspect of your automobile insurance coverage provides.  Comprehensive insurance does not pay other parties when there is an accident.

Comprehensive insurance can pay you for costs resulting from following perils:

  • Missles or Falling Objects
  • Fire Theft or Larceny
  • Explosion or Earthquake
  • Windstorm
  • Hail, Water or Flood
  • Malicious Mischief or Vandalism
  • Riot or Civil Commotion
  • Contact with Bird or Animal
  • Breakage of Glass

Comprehensive insurance is also known as “Other than Collision.”   This coverage is almost always mandatory when you have a lease or a lien on your car. However if you own your car free and clear you can decide whether or to pay the extra money for the coverage.

You can find auto insurance rates with and without comprehensive coverage through this site. If you are looking for auto insurance in Greensboro North Carolina or for cheap Pennsylvania car insurance or coverage anywhere else in the US or Canada, please complete our questionnaire and get a listing of auto insurance providers who can insure you at a low price.

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