Health insurance coverage that includes maternity insurance is often not available to women who are already pregnant. However, there are some situations where an already pregnant woman can find coverage.
There are certain situations where a person cannot be denied health insurance. In many areas, group insurance is a guaranteed issue product. This may mean that even if you are pregnant a group medical and maternity insurance policy will be available to you.
Group health insurance policies are not only available to large corporations. They are also available to very small employers as well.
If you are self-employed, you may find that you will qualify for a group insurance policy. In many areas a “group” can consist of one person.
This can mean that if you or your spouse is self-employed, you will be eligible for group health insurance coverage. You can be insured as the primary insured or as the dependent.